Business Formation

Commercial Credit Analysis

Here at Ross & Associates, we offer a thorough commercial credit analysis service to help your business prosper. We'll work together with you and your company to analyze your financial statements and discuss your financial goals.

We will discuss and advise you on your capacity to pay debt obligations, assess your collateral and capital, address the conditions of your industry and establish your character.

These are all important issues when considering building your business and raising the funds to fuel your growth. We can guide you to create structure clearly identifying where your money is coming from and where it is going. This will help you avoid wasting profit and damaging your cash flow and will also help reduce your overall stress levels as you time your financing to keep your growth consistent and sustainable.

Business Formation

Business formation is a necessary early step when starting a business, whether you're registering a simple DBA, incorporating, or forming a partnership. The way in which your business is formed will determine the personal liability of the founders, how taxes are paid, and other important details.

We are experts at assisting you with your important business formation decisions and will guide you past the common pitfalls that many new businesses fall into.

There are 4 main types of business organization: sole proprietorship, partnership, corporation, and Limited Liability Company, or LLC.  We will  give an explanation of each of these and how they are used in the scope of business law
We will advise you on the federal and state requirements for each of the formation options you may be considering, and help you select the best structure to fit your needs.
 
Once the formation choice has been made it is extremely important to keep your company compliant with your state secretary of state requirements as well as local and federal laws so there is no risk of Having your company invalidated for non-compliance. We will be by your side to assist you with meeting all of your compliance requirements.
 
Contact us today and let us help you on your exciting new adventure. Remember, all of our phone support is offered to you FREE.